Company Overview
Rating
A
Issue Ages
0-85
Face Amounts
$2,000-$50,000
Application Submissions
Paper & Electronic
E & O
Not Required
Products
01
Mortgage Protection
The return of premium offers higher commissions, specifically 25% more than other ROP options for terms of 20, 25, and 30 years. It caters to individuals aged 0 to 45 for coverage between $25,000 and $500,000, and those aged 46 to 65 for coverage up to $300,000, all with a term extending to age 95. The Simplified Issue process eliminates the need for exams, considering age as the last birthday, conducting MIB and script checks, and utilizing unisex height and weight metrics. American Amicable offers convenient options such as a mobile quoter, E-app, and voice and email signature choices. With decisions made instantly at the point of sale, clients receive prompt coverage.
02
Easy Term
The return of premium offers flexible terms of 20 and 30 years, accommodating individuals aged 18 to 70 with coverage ranging from $25,000 to $300,000 and extending to age 95. Our Simplified Issue process ensures a hassle-free experience, omitting the need for exams and telephone interviews. We consider age as the nearest birthday, have liberal height and weight requirements, and conduct MIB and script checks. We offer convenient options such as a mobile quoter, E-app, and voice and email signature choices to streamline the application process for our clients.
03
Term Made Simple
There is no return of premium option but there is a comprehensive plan with coverage ranging from $50,000 to $500,000 for individuals aged 18 to 75, extending to age 95. The Simplified Issue process makes obtaining coverage easy, with no exam required and age considered as the last birthday. American Amicable conducts MIB and script checks to ensure accuracy and reliability. Choose from flexible terms including 10, 15, 20, and 30 years, tailored to your specific needs. There are convenient options such as a mobile quoter, E-app, and voice and email signature choices streamline the application process. Additionally, AA offers a Preferred Rating option, which comes with approximately 30% less premium compared to the standard rate. Please note that there is no instant decision available for this product at the moment.
